Planning for a child with special needs is planning for two generations. It involves more complexity, more emotion, and more urgency than standard family financial planning. This post reviews the first Indian book on this topic — and covers the key planning principles every such family needs to understand.
Budget 2024 raised LTCG on equity from 10% to 12.5% and STCG from 15% to 20%, effective July 23, 2024. The exemption limit rose from Rs 1 lakh to Rs 1.25 lakh. Here is what actually changed, what didn't, and why long-term investors should stay the course.
Most investors lose money not because they do too little - but because they do too much. Action bias is the hidden enemy of long-term wealth. Here is how to recognise it and beat it.
India holds an estimated 25,000-30,000 tonnes of household gold that earns nothing. The Gold Monetization Scheme lets you earn interest on it without selling - plus full gold price appreciation and tax-free gains at maturity. Here is how it works and who it is suited for.
Wealth is not simply a number in your bank account. It is the condition of having enough across money, health, time, and purpose. Until you define what wealth means to you, no retirement calculator target is meaningful.
Newton lost a fortune to FOMO. Einstein lost his Nobel prize money to hyperinflation. Twain went bankrupt chasing technology. The lessons their mistakes teach us are worth more than any investment advice.
Bitcoin is now Rs 80 lakh+ per coin. India taxes crypto gains at 30% flat. RBI has changed its stance. Here is the honest 2026 assessment of whether cryptocurrency belongs in an Indian investor's portfolio.
ULIPs combine insurance and investment - mutual fund plus term plan keeps them separate. A SEBI-registered advisor explains the updated comparison post-IRDAI 2020 reforms, when ULIP actually makes sense, and what to do with the legacy ULIPs many clients are carrying into retirement.
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