National Pension Scheme (NPS) – Should I invest Now?

Is this a very good scheme for professionals and if i want to invest in this and i want to calculate how much i should invest to get 15000 as my pension is there any formula? can u share it with us.
Thanks and Regards,
swati shevade

Can you clarify whether the annuity ( not the accumulation phase) in a NPS is also proposed to be tax free ?

Currently the NPS has only the accumulation phase. An annnuity has to be purchased from one of the insurance companies, who are offering immediate annuity ( not defered annuity).

PFRDA site has given following information about death of PRAN holder.
the amount can be disbursed as pension to SPOUSE of PRAN holder.
but what about corpus left after death of spouse.
will that be given to family members especially children as lump sum or on a monthly pension format?

One lesser known fact about NPS.

For Govt employees the equity component in Tier I is fixed at 15%. No change is possible at present!

hello.
i m a govt employee and under NPS scheme govt is deducting Rs 1823 from my basic salary. can u pls tell me how much Govt will contribute against this deduction.

I am a govt. employ. My NPS is deducted Rs. 1214/- per month from my salary. please let me know the what amount will I receive at the time of my retirement.

I’m a private sector employee. My date of birth is 29/06/1977.
First of all can I avail the NPS?
If yes, suppose I will contribute Rs 2000 per month, then how much I would get as pension when I’ll attain the age 60?
Also will I get some lumpsum amount along with the pension?
Will I have an option to take a lumpsum amount or only pension or both?
What would be the lumpsum amount?
Can the account transferable from branch to branch? for example I opened the account at Hauzkhas, Can I transfer to Chandinichowk?
What are to documents required to open a NPS account?

my date of birth 15.05.1966.Having govt employee .Contribution p.m.is 3000/-.how much pension will i received at 60.plz reply

Dear Sir, I have following queries:

1. Till what age can the person get pension from the age of 60?
2. The corpur left after the death of the holder ,say at 80, will that be given to the nominee?
3. Till now what and where can we come to know about the performance of the NPS? Like, Equity option what is the NAV till date?
4. Why is this scheme not popular as others? Other than Government One…

Thanks in advance.

Please inform me on tax status for tier II account.

I’m a private sector employee. My date of birth is 08/08/1965.
Iam contributing Rs 15000 per quarter ,( Rs.10000 for tier1 and Rs. 5000 for tier2) then how much I would get as pension when I’ll attain the age 60?
Will I get some lumpsum amount along with the pension?
Do I have an option to take a lumpsum amount or only pension or both?
What would be the lumpsum amount for tier 2?

Dear Hemant

Thanks for your reply can you guide me where I can take a printout to submit my employer for TAX REBATE under this NPS INVESTMENT otherwise TDS will be duducated from my salary for the amount which invested by me on NPS.

Dear Hemant

Thanks for reply , but i can’t understand the meaning of POS kindly explain

Dear Hemant

Thanks for reply , In my case who is POS as I live in New Delhi and all transcation is done by South Indian Bank who is decalred in NPS list , Is South Indian bank is POS.

what amount is deducted in nps(new pension scheme)?

Do we have to buy annuity from nps corpus?

Hemant one more question
How to calculation of nps amount from salary ?

Can nris join new pension scheme india?

Can we contribute less than 10% in nps tier-i ?

What are the documents required for nps ?

How much one can earn according to new pension scheme in india?

How to buy nps or easiest way to buy NPS? 🙂

Where we can apply for nps tier ii ?

I am a govt employee contributing Rs. 2000 +2000(govt)per month to nps. My age is 30.How much pension i will get on retirement if i don’t withdraw anything on retirement. How much i will get if i withdraw 60% of my amount on retirement.

Hi Pratik

If we assume 10% return in NPS & 6% return in Annuity(15 years fixed annuity)

NPS corpus will be Rs 90000 after 30 years.

You may get a pension of Rs 76000 at that time.(which will be equal to today’s Rs 13000)

If you withdraw 60% of the corpus – pension will be 30000.

Hemant

I want to open an NPS account and I reached few banks like sbi & uti but they are saying that they don’t know about this scheme. How can I find out who is selling NPS. These days I am following your guidlines for every investment 🙂

Hi,
Do I need to stick to the same POS for carrying out my NPS transactions? So can I open NPS account with say Axis bank and then, due to change in residence, carry out subsequent transactions with say SBI (that is closer to my new place) ?

as u know govt employee have to contribute 10% of their BASIC +DA and same amount is being contributed by GOVT in nps.meanwhile thier DA is on an average increasd by 10% twice evey year.my own contribution is 3000/month.my basic at present is 20000 and DA is 45% of my basic.age is 30.what wud be corpus and pension amount keeping the fact in mind that the amount has to be increased every half yearly from both sides [employee and govt].

I would like to know taxable amount for my tier 2 account.

What % of tax is payable on gains if i withdraw
1. after 1 year
2. within 1 year
Do I have to pay any tax on gains as on 31st march on increase in Value even if I dont withdraw.

Thanks

I am in private service and aged 49 yrs. Do you advise me joining NPS at this age? How is better option vis a vis pension ULIPs?

Regards

venkat

Hi Hemant

I am a government employee in Western railway under medical department in Mumbai . My NPS is deducted Rs.1052 per month from my salary please let me know the what amount which i receive at the time of my retirement.my birth date is 23 November 1982.Thank you.

Hi Hemant,

I am a private company’s employee.
I want to open a NPS from State Bank of India is this scheme available in this bank, if not then from which bank?
My Age is 26 years DOB: 08/10/1984.
I want to open with minimum of RS 1000.
How much amount i will receive when I attend the age of 60?
Will i show it for tax deduction?

How many years i should pay the premium. I want to know in terms of dd/mm/yyyy

Hi Hemant
My birth Date 27/04/1983

Hemant,
I am a state government employee and is into NPS. I has received PRAN(just a 12 digit number and nothing else). What I wish to know is will I get a PRAN Card, a I-PIN and a T-PIN. Where will I get the statement of transaction. (People in government NPS cell are not so co-operative and I cannot go to them asking for these things.) Guide me

How to invest in New Pension Scheme 2011. Please provide details regarding the same.

I am working in Indian Air Force and going to retire after tw0 year.
Can I open a NPS account?
Thanks…

Minimum contribution in NPS is Rs. 6000.00 per annum.
i want to know that it is within every year (from date of acount opening to next year) or in every financial year.

I am a State Govt. Employee.I received my PRAN kit one month ago. But i don’t know what percent i deduct from my salary. I am in account section, in which process the deducted amount send. please notify me & tell me can i deduct a percent of i wish to the new pension system.

I am a State Govt. Employee.I received my PRAN kit one month ago. But i don’t know what percent i deduct from my salary. I am in account section, in which process the deducted amount send. please notify me & tell me can i deduct a percent of i wish to the new pension system.

Reply

i want to invest 12000 per year. my age is 33 years.
after sixty years age how much pension will i get and upto what period? or tell me about principal amount.

I have joined IIT Roorkee on 13.10.10 at the age of 56 plus. In IIT pension is available for old employees but new entrants are allowed to join NPS. Since I am more than 55 years, am I entitled for coverage under NPS.

Hi,I am 39 year old my question is
A) what percentage is to be invested equity and debt?
B) which is best performing fund manager?

Hi Hemanth,

I was planning to open an NPS account and start contributing. And while I was reading about NPS, in one of the responses above, you say there are loopholes in NPS. That makes me a bit nervous. What are the loopholes? Are you talking about any serious loopholes?

please provide me the detail of pension plan

i am working in SBI, My date of birth is 12/06/1984 and retirement is 30/06/2044.
I have contributed about 2200 monthly in NPS.Still I have not received any PRAN NO.
My Question is
1)How could i got my PRAN No;
2) approx what amount I can withdraw(in lump sum) at the time of retirement
3)If I died at the age of 58 what type of benefit I will received.
4)If opted for pension at the time of retirement what amount I will get per month.
Regard
Anrit Banerjee
Asst Manager
State Bank of india

I am a Central Govt. employee. I joined to my service on 04/09/2010. From october, 2010 salary a sum of Rs. 1475/- is deducting by my employer. My date of birth is 31/08/1974. How much amount I can got after my retirement and also how much pension I can got per month after 60 years. Please clarify. My mobile no is 980000000. Kolkata.

My income per month is Rs. 25000/- approx. I want to invest Rs. 7000/- to Rs. 10000/- per month upto retirement age for my benefit. Please let me know the best secured investment idea for best return. Besides this I want to invest another Rs. 1000/- to Rs. 2000/- in every year due to getting DA / increment. Waiting for your comments.

Santanu Mukherjee
Howrah/Kolkata

Hi!

My Basis is Rs.13350/- + Grade Pay of Rs.4800/- and DA of Rs.9256/- what will be my NPS contribution. I’ve applied for pran in Feb 2011 with my employer but no deduction as of yet upto MAR 2011 was done, no Ack is recieved yet, so now the questions are i) What will be my contribution amount? ii) when the account will get activated will the deduction be retrospective in nature (i.e from Feb 2011) or prospective in nature?

Thanx

Hi Hemant,
I joined CRPF on 28.08.06 and 10% of my salry was deducted for DCPS.I have resigned the job on 5.09.2009. Then what is the status of my amount, will not I be refunded the amont, please let me know

I am a housewife( an indian citizen) who is not employed. Can I apply for this New Pension Scheme?

HI Sir
My Father is a Sales Man and at age of 55 year
now it will be benite for him to considered NPS and if yes than what amouny he will invest at each month .
and you tell that annuity will be done after complition of monthlly payment. what is it

Gud eve. sir,
i m employees of Kribhco and non-affilated-Union representative too. kribhco had a govt.pension scheme of yrs-1995, which allows very mini. amount as pension. Here we (with management) r in work out to adopt new pesion scheme for our employees(2200 employees), and we want at least half salary (of last month of service,) as pension. we also agreed to contribute and make a handsome-fund for new pension schme. so here we need ur advise for expected scheme. plz advise us regarding which option we can adopted?

in my case my birthdate: Aug-1972, and my basic: Rs. 24000/- as on today.

I am a central govt employee. I wanted to know whether the govt. contribution to my NPS account adds to my Gross Income and if yes whether I can show this govt. contribution to my saving limit of 1 lakh for tax benefit in addition to my own contribution to NPS.

Dear Sir,I was a public sector employee in India but now resigned and working abroad.My dob is 08.12.1968.Since I left govt job, I am not entitled for pension.Would you suggest me to join NPS?or any other schemes like LIC pension plans, is it good?suppose I want to have amonthly pension of 40-50,000 after I retire @60 yrs of age, how much should I pay monthly for the above schemes?As an NRI should I pay tax?

how i find out total amountinpran card.

how i get the total amount deposit information.

Hi Hemant,

My age is 28 years and i am a private sector employee and i am not married.Iwant to invest 20,000 per year for a period 20+ years (long term investment ). Which investment you suggest PPF or NPS ? and Why?This investment should also considered for TAX saving. (For your information i have done investment in ELSS funds too..so looking for less risk )

Thanks,
Anand

Thanks,
Anand

If one goes other post without proper chanel then another pran no. Will be issue or not. If his ppan no already exist before.

If one have pran no and he left his job for higher salery without taking noc,can issue a new pran no. For his. Give me clear information about is please.

Dear sir, If one have pran no and he left his job for higher salery without taking noc,can issue a new pran no. For his. Give me clear information about is please.

i m employees of Kribhco and non-affilated-Union representative too. kribhco had a govt.pension scheme of yrs-1995, which allows very mini. amount as pension. Here we (with management) r in work out to adopt new pesion scheme for our employees(2200 employees), and we want at least half salary (of last month of service,) as pension. we also agreed to contribute and make a handsome-fund for new pension schme. so here we need ur advise for expected scheme. plz advise us regarding which option we can adopted?

in my case my birthdate: Aug-1972, and my basic: Rs. 24000/- as on today.

Dear Sir,

Greetings of the Day !!

I want to open a account in NPS. My DOB is 11/01/1976. We have some query regarding New Pension Scheme. I would be very obliged if you help me in this regard. My query is.

If I can’t afford to maintain my NPS account than what will happen ?
How can I close this account ?
If we exit before age at 60 in that situation when pension will be start ?
How many minimum years compulsory to maintain this account ?
I want to contribute through ECS facility. If I want to put additional contribution than how can we do it ?
How can I benefited from “Swablamban Scheme”. I want to contribute 1000/- monthly. If I increased this amount later than what will happen ? Government ceased my “Swablamban “ benefit and charge penalty on me ? To take benefit in “Swablamban Scheme” we shouldn’t increase our contribution ?
IF I contribute 1000/- monthly and age at 60 we withdrawal 60% of our corpus than how much pension I will get ?

I know you are very friendly about this. So I hope you will certainly help me. Your revert via mail would be awaited.

Sir,
i have.a.pran.card,can.i.open.second.pran.card…please.tell.me.for.my.future….urgent

I am group d stap.in.railway.can.i.do.tecnical.course.through.proper.chanel.

My age is 28 years and i am a private sector employee

Hi,

Looking at the NPS, I found that instead of investing in it one can go for a balanced fund from MF houses ( 60 – 80% equity 40-10% debt) and can get returns that are equivalent to NPS. The catch with NPS is that at maturity i.e. 60 yrs of age, we have to compulsory invest 40 % in annuity plans, which gives only around 6% returns. If one wants to withdraw before 60 yrs of age he is liable to invest 80% in annuity and gets only 20%. Then we get only 6% return on out 80% amount.

To avoid all this headache just invest in some balanced fund and get the freedom of withdrawing at anytime. Then put this in any post office scheme of bank FD and get returns 8% or higher.

Hi Hemant, can you please elobrate on the “annuitisation of pension wealth” in this para and also what exact it means.

“The exit from the Swavalamban Scheme would be on the same terms and conditions on which exit from Tier-I account of NPS is permitted, that is, exit at age 60 with 40% minimum annuitisation of pension wealth and exit before age 60 with 80% minimum annuitisation of pension wealth. However, the exit would be subject to the overriding condition that the amount of pension wealth to be annuitised should be sufficient to yield a minimum amount of Rs. 1,000 per month. If the annuitised pension wealth does not yield an amount of Rs. 1,000 per month, the percentage of pension wealth to be annuitised would be increased so that the pension amount becomes Rs. 1,000 per month, failing which the entire pension wealth would be subject to annuitisation. This minimum pension ceiling may be revised from time to time.”

I suggest to write something on this scheme so that, our forum memebers can help the ppl(Friends and relatives) who work in Unorganised sector. im doing the same

Thanks in Advance.

sir i have worked as government servent in Madhya pradesh from 19/011/2005 to 30/05/2010. but i have not get my contribution which had been deducted from my salary per month ( new pension scheme ) from my department. give me suggession how i receive my New Pension scheme contribution amount.

Hi Hemant;
I am a software engineer in a MNC.My date of birth is25_11-1983.Is it a good idea to open a NPS account?If so what is the suitable amount I can invest p.m to have descent amount as pension when I attain the age of 60?If Nps is not good enough what other avenues you suggest?Kindly oblige me.
With regards.

Which bank is having enquiry counter or web site to help me to open the account.Where we have to go or approach to open the account? Who will help us?

I’m a private sector employee-JVC with Delhi Govt. My date of birth is 10/06/1965.
How much I should contribute per quarter ,( How much for tier1 and How much for tier2) then how much I would get as pension when I’ll attain the age 60?
Will I get some lumpsum amount along with the pension?
Do I have an option to take a lumpsum amount or only pension or both?
What would be the lumpsum amount for tier 2?

Reply

I’m a private sector employee working as GM with JVC of Delhi Govt. My date of birth is 01/04/1965.
How much should I Contribute per quarter ,( How much for tier1 and How much for tier2) then how much I would get as pension when I’ll attain the age 60?
Will I get some lumpsum amount along with the pension?
Do I have an option to take a lumpsum amount or only pension or both?
What would be the lumpsum amount for tier 2?
What is mode of Payment to be made as premium & which Insurance co!
Also, I am professional as Engineer , If I continue my job after retirement, shall I get my pension!!
Is it home service!!
Since now 14 years are left for my retirement age i.e. 60

Reply

I am a central govt. employee. In present 2500/- per month deduct from my salary and 2500/- contribute from govt.(total 5000/-)per months deduct in my NPS.At present total 160000/- in my NPS account. I retired in April 2033. What is lump sum amount that i got in 2033, when i retired. What is minimum % return from NPS.

I want to know whether govt /employer contribution to NPS should be included in the gross salary for Income tax calculation .

I want to know whether govt /employer contribution to NPS should be included in the gross salary for Income tax calculation .

reply from tinks
yes contribution from Govt/employer to NPS will be included in your gross salary.
According to me it will be injustice done on personnel working in government sector as in Public sctor undertaking or Private Sector it is EPF which is not considered in the gross salary for Income tax calculation.This NPS is forced on central government so this can be regared as double standards

My contribution to NPS is 49000 and government contribution is 49000 so total is 98000 the limit to have detuction is 1 lac so where i will be able to save the money
As NPS is EET this means money withdrawn after 60 yrs will taxed
So in this way i will be paying tax two times on the same money is this seem to be illlogical
So pls clarify my doubts

dear sir, i am a govt employee, contributing 2700/- +2700/-(from govt side)every month in nps tier-1 account. my age is now 34 years. how much pension shall i get after retirement? 6-7 type of annuities you have told explain me please.

Sir,
I joined in this Company (Oil PSU) in 1984. Goint to retire in March 2014. My Company offered me to join in NPS in Tire I . What will will be suitable for me ? What will be the return after retirement. My contribution say about 72000/- per annum. What will be the CAGR ? Which type of annuity I choose ? What will be tax implication ? In which class I should invest my corpus ? What lumpsum amount I will get ? Please reply me immediately.

Regards.

I want to know my account detail.whenever we check your website but there is no any proper link for account balance.please send me alink and instruction on my e mail id.

Where is my reply ?

I REQUEST TO KNOW AT WHAT AMOUNT OF CONTRIBUTION BY ME BEING DELHI GOVT JVC EMPLOYEE (NO CONTRIBUTION FROM DELHI GOVET) I CAN GET RS 25000/-PER MONTH AS PENSION AFTER 60 YEARS I.E. AFTER 14 YEARS.

How much time this Rs 25000/-per month will continue!!
Shall I get Life Cover for some amount and what will be max

I’m a private sector employee working as GM with JVC of Delhi Govt. My date of birth is 01/04/1965.
How much should I Contribute per quarter within 14 yaers ,( How much for tier1 and How much for tier2) so that I shall get min of Rs 25000/-per month as pension after attainment of 60 years of AGE. Will I get some lumpsum amount along with the pension?
Do I have an option to take a lumpsum amount or only pension or both?
What is mode of Payment to be made as premium & which Insurance co!
Also, I am professional as Engineer , If I continue my job after retirement, shall I get my pension!!
Is it home service!!

Hi sir,
i m a govt servant having benefits of old Pension scheme.
I want to know-
i. can i register my self in new pension scheme while continuing with old pension scheme;
ii. what will be the contribution of Govt. if i make a contribution of Rs. 1000/-pm;
iii. can my spouse a house wife can also be registered under NPS, what would be the contribution of govt if she makes a contribution of Rs. 1000/-

Hi,

I am having NPS, with pran number as well. I want to now that how will i get pin number so that i can see all details of my PF online.

Thanks,
Amol.

I work in private college and am covered under EPF scheme. My DOB is 15/12/1967. The contribution to EPF is minimum by me as well as my employer (as per the maximum salary of 6500/- though salary is much more than this.). I calculated that with this I may get a pension of about 3808/- pm (max.) after my retirement at 60 yrs.
I want to open an NPS account also as individual citizen. Is it permitted as I am already covered by EPF scheme? If yes, then how much should I contribute towards Tier I & II to get a helthy pension assuming a realistic return.

Thanx in advance.

Hi! I am a central govt. employee. In NPS, at present I have Rs. 6.0L and say Rs. 5400 PM is deducted and 5400 PM is contributed by Govt. Now if I retire on Dec 31, 2030, what will be my final accumulation if there is say 6% increase in salary per year, average 9-10% return from NPS and what would be my pension per month if I deposit 100% in annuity considering 9% inflation rate and say 6% return from annuity. Can you provide some formula with change in salary contribution? Thanks and regards, Abhijit

Dear Sir,
I am a J&K state govt. employee and my basic salary is Rs.13580/- and gross salary is Rs.24000/-. If the department deducts my 10% salary and the same amount deposited by state govt. under NPS, how much amount and pension i will got after subscription of 18 years, please advice me.

Thanking You,
HARJINDER SINGH

my date of birth is 7-7-1971; i m emplyoed in Govt sector since jan 2005 contributing a varible sum i.e., 10% of my basic and DA, which was RS. 1127 in Feb, 2005 and now, in Nov,2011, it is Rs. 3,145, equal sum is contributed by the Govt.
what pension i will get at the age of 58 years.

Dear sir,
I’m a govt. employee, my DOB is 20/03/1983, Rs 3100 is dedecting from my salarly pm, how much will I get at the time of retirement in cash & what will be my monthly pension?

I work in private college and am covered under EPF scheme. My DOB is 15/12/1967. The contribution to EPF is minimum by me as well as my employer (as per the maximum salary of 6500/- though salary is much more than this.). I calculated that with this I may get a pension of about 3808/- pm (max.) after my retirement at 60 yrs.
I want to open an NPS account also as individual citizen. Is it permitted as I am already covered by EPF scheme? If yes, then how much should I contribute towards Tier I & II to get a helthy pension assuming a realistic return.

Thanx in advance.

Dear Sir,

I would liek to invest 10k everymonth in NPS. I am 33 years old.
Wat would be the amount that i would be getting after i am 60 years.
After i withdraw the 60% of the accumulated amount after , would the rest of 40% be paid as pension?

Dear Mr Hemant
(1). I am working in Central govt and my TIER-I contribution is 2200 and 2200 by govt. Now i have to fill income tax return, so should i deduct the total amount i.e 4400 from my salary or i can deduct only 2200 from salary for income tax rebate.
(2). What will be my Gross salary for income tax return that include my contribution and Govt contribution also under TIER-I.
(2). How i can subscribe for TIER-II. What will be the procedure for that.

mera pran ka a\c block ho gaya he.ab ise kholne ke liye mujhe kisase milna hoga.

benefits of life annuity with return of purchase price and without return of purchase price and its meaning

Hi sir i’m the govt employ. my cps deduction is rs 1456/- per month in my basic pay til two years & my D.O.B is 24-08-1987.howm纮

Hi Hemant,
I am a private sector employee. My age is 33 years. This month I have opened NPS account with Auto choice and SBI as PFM. I have started depositing 3000 per month to my NPS account.

Q1. after attaining 60 years of age will I receive money as lump sum amount or I will get monthly pension.

Q2. As per guidelines, after after attaining 60 years of age, 40% of our withdrawn amount should be used to purchase annuity? what does this mean?

Q2. How much pension amount per month will I get for next 15 years after 60 years of my age?

Thanks in advance
Tilak

Dear Hemanth,

Please inform me on tax status for Tier I and tier II account.

If its taxable would still be a worth investment.

Dear Hemant,

Is the follwoing statement true

”
Update: As per new notification by Finance ministry, under Direct Tax Code (DTC), NPS will also come under EEE and withdrawal will also be non-taxable from 2011. So New Pension Scheme could become the best long-term savings option.”

Sir,
I am state govt. employee. my contribution is Rs. 2323 and govt. side contribution is Rs 2323 in tier I and how much i will get pention after 60% lumpsum amount withdrawan.
The amount contribution in tier II is income tax free or not under section 80 C.

Sir,iam govt employee my date of birth is 15/07/1977. my salary deduction is under nps Rs1800 per month. My retire ment is in2035.how much amount gain after retire ment.?i shall invest 15years how much amount gain per month?

Sir,iam Raj. govt employee(teacher) my date of birth is 14/07/1977. my salary deduction is under nps Rs2095 per month. My retire ment is in2035.how much amount gain after retire ment.?i shall invest 15years how much amount gain per month?my joining date is 15.03.2005

REPLY

i want to know my a/c view? how to see my a/c view on computer to which process?
my big problem.in my pran from available bank a/c no is wrong? than what will i do please reply me.my self vikram kumar from patna,bihar.right now i m employee in bihar police.

Sir,iam Raj. govt employee(teacher) my date of birth is 14/07/1977. my salary deduction is under nps Rs2095 per month. My retire ment is in2037.how much amount gain after retire ment.?i shall invest 15years how much amount gain per month?my joining date is 15.03.2005

sir
my pran kit has not received yet although registeration is made in month of july’11.
plz provide me the knowledge of its becoming so late.
Thanks

Sir i am central govt employee and i have a pran no. But if i left my present department without proper channel or noc and join other govt deptt so nsdl issue me new pran no. Or not please give me the best way.thanku

I am a service holder in deptt of posts since january 2010. presently my deduction towards NPS is Rs 1700 per month. My date of birth is 01/03/1989 then how much I would get as pension at age 60? Will it gives me in lumpsum or monthly? I also want to open a tier2 account. Pls tel me about its benifits.

I am a govt employee contributing Rs. 1700 +1700(govt)per month to nps. My age is 24.How much pension i will get on retirement if i don’t withdraw anything on retirement. How much i will get if i withdraw 60% of my amount on retirement

Sir,
Whether State Govt employees can claim Sec 80 deduction in respect of contribution to NPS ?

Dear Sir,
My date of Birth is January 1963, after 16 years of service in the Army retired with pensinary benefits on 2000. Now I have joined the Cabinet Secreatiet on November 2011. Please suggest me whether I will go for New Defined Contribution Pension Scheme, or should take option for retirement benefits based on combined military and civil services in terms of Govt. of India decision No (1) below Rule 19 and Rule 54(13-a) of CCS(Pension) Rules 1972. Sir, suggestion for the above may also be sent to my E Mail address is tapan0000000

I could not open my ID, on opening it wants 8 characters pass word but I have not the same what can I do?

sir I got my number by my e-mail & mobile with 110051806521 on 22/09/2011. but i have not received my PRAN KIT.I ask nodal office.but they reply not received PRAN KIT .what i do?

I am working in private trust hospital. My date of birth is 30th May 1967. I am investing more than 1 lacks per anum in LIC and PPF. I am paying tax more than 1 lacks per anum. Should i join NPS?

I am working in private compan. last six month back i have opened NPS Tier-I
account. I want to check my balacne status. ( i have PRAN number) How can i check through Internet.

sir.
I am contributing rs.3000 pm. and my date of birth is 04/05/1979. what amount i will get as pension at 57.

Hi Hemant

I have a question about the functioning and return from NPS

I have an NPS account since Dec 2010. I have invested over 2.5 lakhs in past 18 months in my account through SBI PFM. All I have seen so far in has been the fluctuations in NAV.

I am unable to understand how my money has grown in these months with SBI-PFM. If I were to invest the same amount in FD I would at least received some return, but through SBI-PFM I have not seen any returns so far.

NPS website say the following:

“The return under NPS is market driven. Hence, there is no guaranteed/defined amount of return. The returns generated through investments are accumulated and is not distributed as dividend or bonus.”

My concern here is that I have not seen any returns in any form since I opened this account. Market driven returns should still mean that there will be some returns (less or high) depending on how market performs.

Secondly as mentioned on the NPS website, “returns generated on investment are accumulated and not distributed”. I want to know how they are accumulated, how do I know how much is accumulated for me, and where can I check this.

I am not able to find any of these information and guidance so far on these issue on your or NPS website.

I was wondering if you or anyone could give me some information in this regard on how my money grows in NPS.

Thanks
Regards

My age is 36 yeras now. I need a pension of minimum 25ooo after my retirement. Can I get that through NPS. How much I need to invest per month to get 25000 per month starting from age 61?

Please let me know

I am working in MNC (It is a pvt ltd). Our employer is ready to contribute 10% of basic into NPS but some employees are not accepting to keep net monthly pay low(take home). Their version is they want to get more in-hand salary as their tax bracket is in 10%. Is it possible that company designs salary as flexible. Where some people can opt for NPS for one fiscal year and some people are not opting for it.
Example: Two employees X and Y have same CTC and get net monthly pay same. After NPS contribution employer is paying Mr X a salary (Previous salary – 10% of basic) and Mr Y is getting same salary (Previous salary).

Is it feasible in our organization?

my contribution in nps is 1795/- & i am 28 year old then what will be my accumulation at the age of retirement.

Hi Hemant,
Iwant to know what POP-SP (Point of Presence Service Provider) is . Actually my I-PIN is blocked and i want to obtain a new one. The form says that the “form for re-issue of I-Pin” is to be submitted at the POP-SP. Now, i cannot find out what this one thing is.
Please help.
Priya

Thanks Hemant.
In my case, how do i get to know which is the one?i mean will my office be knowing it?

Hi Hemant,
One more query….If working in an office,then do we have to proceed through DDO or can we approach POP-SP directly?

dear hemant
I am working at a private firm,salary 19,000pm.how much should i contribute to earn 50,000 pm as pension after 30 years?

my pan 2008108500100135 and pran 110030613891. Total balance of my account is not knowm till date.I am 54 yeards old worked as LDC nodal office till 2008. After that I have merged to Govt Service and started to NPS.what our position

my pan 2008108500100135 and pran 110030613891. Total balance of my account is not knowm till date. Have please?

hi i am working as a teacher,i won’t be getting any pension from the gov,so i want to invest for my pension.i would be comfortable saving Rs4000 per month,my birth date is 15aug1985,how much pension do you think i can get? i want the pension for life.

Hi I am state govt empolyee, and my DOB is 15/01/1979 and just receive PRAN application form to submit.
Please help me to decide the best scheme for me.

Dear Sir

My MOM is doing business, for pension plan , she wants to invest, her age is 44 right now, she is willing to invest 700 p.m. . Can anybody calculate and tell me what amount of return she will get permonth as a pension in her old age.

Ranjan Sarangi
Son

I’m a private sector employee. My date of birth is 10/06/1965.
Do you advise me joining NPS at this age as I will retire in 2024?
If yes then Ican contribute @max Rs 8000 per quarter up to 2024( Rs.5000 for tier1 and Rs. 3000 for tier2) then how much I would get as pension when I’ll attain the age 60 i.e. in year 2026 assuming CAGR of 10%?
Will I get some lumpsum amount along with the pension?
What would be the lumpsum amount for tier 2?
What minimum balance that needs to be maintained at the end of each financial year in tier 2 ?

i am employee of state government.date of joining may 2011.
i would like to contribute more amount in new pension scheme (in addtion to 10% of regular deduction).
is it possible?
in what way it is possible?

I am an employee of corporation bank now we are opting for NPS
i one query right know i m working wid govt bank what will happen to my contribution and banks contribution when i switch to some other private company which is having no pension plan only having pf then my pf will be transferred or not …..

I m looking for the actual formulae with required input clearly defined.This will enable us calculate the probable amount one will get at 60 yrs of age.Regarding making a contribution towards NPS we understand we need not contribute anything.We work in a Maharatna Energy PSU and contribution towards NPS will be made by employer only.It will be a great help if u provide the right formulae.thanks

Sir, I am a State Government employee form august 2010 and 10% is being contributed for NPS recently I received PRAN number & PRAN card…Now I am moving to other Central Government Department not in proper channel ie., without applying NOC .At Present I resigned first job and Joined in another Department Now my query is 1) Can I withdraw the amount contributed to NPS in my first job??
2) Can I continue with the old PRAN number or I have to take new PRAN in the second department?? ( I havent applied through Properchannel)
3)Do i face any problem in future If I continue with the PRAN number received in first department??? Please reply me
PRASAD

REPLY

Hi, I am self employed female at the age of 36 years. I have few queries regarding NPS tier II account if possible, please clarify

Can we invest any amount or we have to provide them the fixed value like for month i deposit 3000 and in another month i deposit 10,000 is it viable in this scheme or not ?

What is annuitisation of pension wealth please elaborate in simple language. say if the total amount on maturity is 20 lacs then how much amount I can withdraw ?

If I wish to withdraw money after 5 years from tier II account in which i have submitted @5,000 p.m. then what would be approximate value of this amount after five years and what percentage i can withdraw

Regards

Hema

I AM WORKING IN VIZAG STEEL PLANT. AGE- 52 (Date of birth -11-02-1960) please suggest a good pension plan

I am teacher in KVS . My date of birth is 28 december 1958. After retirement at the age of 60 years how much amount will i get? And How much monthly pension will I get . My monthly subscription is Rs. 2663/ from my salary and is being paid from KVS. At present as on 31 jan 2012 amount is Rs 302298/- Thanks

I have changed my job and suppose i want to continue my contribution is it possible ?
suppose i have put up 2 years of service in other organisation can i restart it with giving whole amount at a time?

if suppose my lemployer directly subscribe to nps and my contribution goes t0 my account without any correction is it necessary to change the new employer details?

if i want to withdraw the whole amount can I ?

as my age is 40 years is it good for me to join or it is compulsory ?

I was in central governmetn job and I had resigned after that I joined the state govt. job but o contribution hav been deducted since last two is it possible for us to deposit the whole arrears at a time?

for operating old pran no which is blocked what I shal have to do?

the above commets may be replied please as it is very necessary for me

i am govt employee..i am now paying Rs 4000 /monthly(excluding employer contribution) as a NPS. my date of birth is 30/07/1984.what would be my lump sum and pension at exit of my service.please answer to my mail too.
Thanks

In pran kit my ddo code is wrong
My pran kit go to wrong ddo
what I do now

D/Sir, If a subscriber contribute Rs.100/-per month from age 35years ,then how many amount of pension per month he/she will get from age of 60yr.
And annual report of the account(pran) can he/she get!

i am primary school teacher. govt emloye. my basic is 7275. When i am appointed at that time my age is 22years.How much amount i will get at retairment and what are other facilities i will get

My mother has not received pension for the past 3 months. it gets credited in Bank of India on a monthly basis. Also Bank is not replying on the issue.

D/Sir
i contribute Rs,889 p/m same as govt. contribute. My date of Birth is 15.11.1961.Contribute started from Nov’2009.How much i will get pension after withdrawal of 60%.

Dear Sir/Madam,

I want to know the Monthly pension policies available in India.
How much money to be spent for getting monthly pension around 20000per month. Is there any policies available.Please suggest me.

Rambabu.K

dear hemant; I joined s ervice in august 2004 im a gIovt employee since then then I come under npese sche me.n can I take so money as advanc

i am a govt. employee and have been deducting for NPS since june 2011 but yet to apply for PRAN. Will my past deductions added in my future deduction when i got a PRAN?

Sir,
I recieved my pran no. and ppn no. now pls guide me how I can check my bal in my account

Sir, I joined CENTRAL GOVT. Service on 15 Dec, 2004. Due to personal problem, I resigned on 16 Aug , 2007 from Central Govt. duties. During this tenure of service I contributed from my salary as contributory fund under New pension Scheme. Now, since I resigned from service, How can I get that fund ? What to do ? Is there any order exists for this ?

dear sir,

pls tell me my penssion money in my a/c. no is-110081000000.pls give a details.

thanks

hello sir,
i am central govt employee joined in sep 2006 under nps… my nps deduction was started from dec,2007.. i m in loss of management share..since from my joining.and through out year same deduction is made from our clearks… now what to do..
please guide me… regarding the period from sep2006-nov 2007,, what to do…
thanks and regards
samta

Hi..i am working in Canara Bank. Around 2363 amount is deducted towards NPS each month.My DOB is 17/04/1989. Can you tell me how much will i get as pension after 60.Also can you provide us the method of calculation.

hello sir,
i am a government employee and contribute Rs 2850 p/m to nps my d.o.b. Is 13/05/1990. What would be my lumpsum pension after my retirement

sir
i want to know that if i change the job.after that my balance amt rtnd or not.

1. sir,i am govt employee i want to know that if i leave my job after 10 years and that time my tier-1 amount (myself contribution+govt contribution) is approx 8 lacs,what will i get that time? please tell me in details (in precentage and amount also)

1. sir,i am govt employee i want to know that if i leave my job after 10 years and that time my tier-1 amount (myself contribution+govt contribution) is approx 8 lacs,what will i get that time? please tell me in details (in precentage and amount also) 2.in swamy handbook i read that after attaning of 60 yrs of age (retirement age) employee receives 60% of the wealth and 40%of the wealth will be given to IRDA regulated agency and it will provide pension. pls tell me the ratio of 60 and 40 is on both contribution or only govt contribution. i request you to tell me over my phone for my better understanding. my no is 09716585620. thank you

regarding to 2nd comment i will retire in 57 years of age (because i am member of paramilitary force).how it will applicable on me.

Sir,
I have PRAN No. 110031396076. I have declared my nominee my mother. Now I am married person and I have to modify my nominee as wife. Is it possible? What is to be done ?

Dear Sir,
My PRAN No is 110051752086. I am retiring on 28.02.2013. Please let me know how can I get my pension and other benefits after retirement.

i am a central government employ since january 2008
my date of birth is 22.04.1970
i have applied for PRAN registration in 2010
but did not get the account no. till date
plz tell me what to do?
and what about my deductions already made?

late smt. shanti was central government employee
she died after completion 6 year service
her dependent get any pension/family pension

Please tell me Srinagar where is NSDL office so that i will activate my Tier II

Mr. Hemant after the activation of Tier II how will i withdraw my money and in last but not least tell me after my retirement i will receive 60 % of my amount and 40 will go to the IRDA which i may get monthly, but tell me what will happen if after retirement i may die what will happen of my money?

Hi Henmant,

i am working in private company last year i have opened Tier-I yearly i am depositing Rs 6000/-, my DOB is 1977, after 60 how mucch pension i will get.

I am an adhyapak in MP my NPS contribution is continue from april 2011 Please tell my current status . PRAN kit is not available .

I worked in an University under the Govt . service for a period of 2 1/2 years during the period of which gotb 10% of my Basic +DA got deducted from my salary towards contributory pension scheme.Now, after Two and Half years i resigned my job due to some reasons and now i would like to get it refunded. what is the procedure to be followed for that and how much of money can be expected from this.

Sir,
My date of birth is 20 Nov 1966. I am retaired from Armed force in 2007 Dec and re employed in railway departent on 28 Apr 2011. My monthly contribution is rs 1155 and incrise after every six months.After retairment can i get commutation and gratuity benfits and how much retairment pension at the time of 60 years age.

Sir ,
I have served in CRPF. since 2006 and my Pran card no. is 110070101741 .
But I am not receiving the Pension Statement via Postal/Telegraph service at my home address – Singal Mandi III , Kargi Road , Dehradun , Uttarakhand , PO. GPO. .
This service I am not receiving since 2006 . Please send my pension statement at my home address .
Thank You
Dharamveer Singh Panwar

i m gov. Employee in ordnance factory hazratpur .i m also in nps scheem. I want to ask , ?can i draw my nps envest money in middle ya any time if yes then how?

hi hemant
i am a central govt employee my monthly deduction for nps is 2000 approx
i am retiring in 2045
my date of birth is 1985
i joined services in 2009
what will be my pension at the time of retierment and what total amount i will get lump sum and for how many years govt will pay pension to me.

Respected Heamant Beniwal

Sir . Greeting as applicable as per time . I am ex serviceman of Indian Air Force and presently I have been serving as KV teacher since 02 May 2005 after completion of pension benefit and I took discharge on 30 Nov 1999. My date date of birth is 28 Dec 1958. PRAN account no. 110081404214 and contributing Rs 2663 as on Jan 2012 an d balance in PRAN a/c is Rs 307398 as invested . How mch pension I will get after attaining 60 yrs?. Since I will be getting increment on every July in every year. My contribution would also increase accordingly. My present basic pay is Rs 16140/ as on date. kindly tell the amount expected to get after 31 Dec 2018 after retirement . Can I be eligible for old pension scheme. I was serving as JWO of X group in IAF?

i was joined the delhi police in 2006 i want to know my pran balance how i can do this

Hello sir,

I want to know the total amount received at that time of my nps amount. my dob is 03-03-1982 my grade pay is 2800 now i am working in delhi high court please tell me how much money i will get in new pension schme after my retirement.

Sir,
I am working in a non-life general insurance PSU and now after 2 years of service intend to join anothe PSU. I have been contributig towards NPS deduction. I have not received any PRAN No. from my employer.
Now I want to transfer the same NPS A/c to my new employer, How to do the transfer.

sir, i m a govt emp since Nov 2008 and presently contributing towards NPS Rs. 2050 and Govt also contributing equally.My retirement is in year 2043. Sir Can u tell me that what pension i would get at my retirement.

Sir,
I am ex-services men from Indian army retired on 31 DEC 2007 ,re-employed in south central railway wef 28 April 2011 . i have contributed Rs 1200 per month and same amount contributed by government . my date of birth is 20-11-1966,can i get retirement benefits like commutation gratuity . what monthly pension i will get after retirement . I have joined in new pension scheme tire-1 pran id no is 110001435369.

sir,
plz help me iam railway employee hving section engineer post. since 7 may 2007. there was a bond of 5 years inwhich it was mentioned that if you resign before completion of 5 years service then u have to submit tranning period stifund. i completed 4and half year after that i encounterd some family problem now i want to resign .then what will happen of all ruppees which i have paid app.2500 per month in service period?

Mr. Hemant please tell me after the activation of Tier II, will Government stop to contribute or will continue? please tel me

sir, i want to know that why nsdl is not approve the second new pran no.

sir, i was an employee of kendriya vidyalya sangathan since 2008 and i resigned from my post in 2011. during my service i continuously contributed towards nps. i was alloted my pran no. also. now if i wish to get my money that is invested to be returned, what is the procedure .
please guide.

hello sir i am govt. employee.hmri 1st job 2007 se hmra cpf deduct ho rha tha jbki hme PRAN no. allot ni hua tha PRAN no. hme oct.2010 m allot ua tha. jo dedutction hua h wo hme milega ya ni.1 more question sir hm apna PRAN no. ka passward bhul gye h uske liye kya krna hoga plz help because uske karn hm apna a/c check ni kr paa re h

Hi’
I am a govt. employee I want to know that the govt. contribution should be added to total pay for calaulation of IT and the same along with the individual comtribution be deducted from 1 lac rebate?

hello sir i am govt. employee.meri 1st job 2006 se mera cpf deduct ho rha hai. aur mera PRAN no. 110030986008 hai . jo dedutction hua h wo hme milega ya ni.1 more question sir mein apne PRAN no. ka passward bhul gye h uske liye kya krna hoga plz help because uske karn hm apna a/c check ni kr paa re h

i have a PRAN no 110050928253 i have subscribed Rs 6000 last year but my account was frigged how my account will be opened please let me know

Sir , I am a Government servant. and my PRAN No is 110060021820.
I want to know that can I change my personal details like Bank account no., contact no. etc? If yes then How ?
and my second Question is – Can I withdraw some amount from my deposits ? If yes then How ?

Sir , Please reply me as soon as possible.
Thanks………..
From – Jitendra kumar Nirala ( B S F )

i am a govt employee,govt is deducting 3400 PM from my salary since jan. 2012 . my DOB is 26.11.1973 & i am going to retire on nov. 30.11.2031 . can u plz. tell me how much i will get on my retirement.

i am a govt. employee&govt is deducting 3400PM from my salary since jan. 2012. my DOBis 26.11.1973 & i am going to retire on 30.11.2031 . can u plz tell me how much i will get on my retirement

sir , curently i am working in psu and now changing my job to private sector,i already have nps account,so can i now convert it into tier 2 or what to do?

Dear Sir,
I am private employee, My DOB 11.02.1982.
I will invest to NPS, Monthly Rs !000/- after retire i e age of 60. ,
can u plz tell me how much i will get on my retirement
& also said State Bank Of India is the enlisted ihe nps scheme
and send a list of enlist banks name of Hooghly District under west Bengal

Hi Hemant Beniwal,

I am a Private employee and a member in NPS since 2009. My date of Birth is 30.05.1969. I have deposited around Rs. 90,500/- in Tier I. After 3 years NPS account showing Total Amount is Rs. 95412/- . I have selected SBI Pension Fund and the percentage is SM001003 is 45% , Sm001005 is 35% and SM001004 is 20%. Now you please inform me the percentage I selected is O.K or not. If need any change where I increase the percentage.

Thanks and regards
Krishna

I am availing a tax deduction of Rs 100000 under ELSS and life insurance premium. Can I avail an additional tax deduction by investing in NPS?

Sir,
My friend who joined Pb.Govt. service on 1-4-2011 died on 31st May,2012. He was covered CPF(contributory Pension Scheme effective from 1-1-2004. Is Family Pension is admissible to the wife of deceased and what other benefits are available.

Thanks

I have two PRAN of two department and there are several my friends who have got two PRAN due to cange of job and and in sufficient information available to ground level in govt deptt. Sir, i want to know that whether it is possible to transfer the amount of one PRAN to another PRAN. Is there any guidelines issued by PFRDA/NSDL/Fin. Min ?

respected sir,

i m a govt. employee in market committee , punjab mandi board . a state government department.
my date of birth is 20-06-1984 and my date of joing in service is 13-2-2008 and now i m contributing rs 2400. per month as cpf in nps . my grade is 10300-34800+3600 now. pls tell how much i get pension at my retirement time at 58 age.
and also tell from where can i get the format of cpf ledger for nps of employee contribution . our department has no format to maintain the cpf contribution of new employee so pleaese tell how can i get the cpf ledger format or form
with thanks .

Last month I deposited Rs. 12100/- in my Tier-1 account, but now my account reflecting the Amount received only Rs. 12062.75/- , where go the balance amount of Rs. 34.25. According to till date I thought Only Rs.10/- + service Tax is deducting every transaction. Now you please inform me any charge revised or not.
Krishna

Sir, I am a defence pension holder and again joined the govt. service. Then, is it necessary for me to opt NPS or I m not eligible. please notify me very soon.

Dear Hemant Sir,
I work in the State HRDD Dept. We ‘ve been asked to urgently fill up our PRAN forms and my knowledge for the NPS is nill. Could you pl. help me to invest my money wisely. my Pay Scale is 11010 – 4200 -15210. Which Schemes and what percentage should i invest in to secure myself and my family in future?
Anticipating for your riciprocal.

Dear Hemantji,

I am working in a general insurance PSU under Ministry of finance.
My age is 28 and my initial basic was Rs.17,240/- which started in July 2011.We are also covered under NPS.Our DA keeps getting revised every 3 months.Could you please let me know what minimum pension will i get after retirement.

Regards
Vivek

i want to draw money from nps.

One of the official appointed during Jan-2009 resigned for job on 16/12/2009. She is claiming refund of the contributed amount. How to process her claim? Kindly clarify.

sir,i joined indianrailway on09/june/2004 & resigned on04/jan/2009.i had regular deductions upto resination.i have my PRAN NUMBER-2004500700500123.MY DDO-SR.DPO CHAKRADHARPUR,PAO-SR.DPO SOUTH EASTERN RAILWAY,CHAKRADHARPUR-prAO-FA&CAO,SE RAILWAY,KOLKATA.i have txn statement upto 31/july/2010.kindly GUIDE THAT HOW CAN I GET MY PF COUNTRIBUTIONS.

dear sir
please guide , our account in tier 1, i am private employee.
how to the process for transfer at our account in tier 2.

thanks.

sir, i am doing job in centre govt., i have pran no. and now i want to join a state govt. job. i want to know that my pran no. will be same or changed ? Please notify me
thanks

sir i m a haryana govt. employee and my basic is 10230+4600 mean 14830.my date of retirement is 31/08/2042 and our D A increases after every 6 months.and i have a tier-1 account and according to rule our contribution in pran is 10% of basic+da. so i want to know that at the time of retirement how much i get lumpsum amount and how much as pension per month

sir my friend was an ex employee in delhi police and he worked there for 3 years and contributed in nps now he resigned from there and joined haryana govt. so tell me the procedure for withdrawl that contribution for that 3 years.

I am a State Govt. employee. I joined to my service on 23/06/2008. From July, 2008 salary a sum of Rs. 1700/- is deducting by my employer. My date of birth is 16/06/1983. How much amount I can got after my retirement and also how much pension I can got per month after 60 years. Please clarify.

I am a central govt. employee. I joined in DAD on 21.06.2004 as a LDC. In december 2010 I technical resigned from that dept. and join the Income tax dept. as a tax asst. on lien. from june 2004 i regular contribute the nps amount till december. after leave the dept. my nps amount not trasfered to nsdl account. sir please suggest me . for the transfer of that amount.

Sir,

My DOB IS 30.05.1969. I have joined NPS in 2009. Every year I want to deposit Rs. 30000/-, When will start my pension? and how much pension I shall get that time?

Dear sir, me rajasthan state me year 2005 se goevt. service me appointed hu. per month cpf ka dedduction ho rha hai,latest dec.2011 se pran no. issue ho gaye hai,aur per month ki detail bhi mil rahi,please muje ye bataye ki sept.2005 to nov.2011 tak ki detail kaha aur kese milegi,jara bataye sir………..

i am working in delhi govt. one employee has been expired on 05-07-2012 and she was joined Delhi Govt./NPS on 2008, how can i/whom file the paper of withdrawal

Dear Hemant ji
pls rply a query which belongs to many others also. …
I filled pran form in my earlier job which I left before completing 6 months. so no deduction. but I dont know that the number was generated or not? It’s been 2yrs,no info related to this I am having. I joined new job without Noc. I shud give undertaking dat I havenot filled the form ever earlier?

Plz tell if the pran no. is generated after first deduction only.? or it may has been generated if the form was filled by my in previous job,although no deduction yet made.

Sir,
I did Govt. Job almost for 3 years, after that I resigned from service. During this 3 years, some amount was deducted towards NPS. Now since I resigned from service How can I get that money ? Please guide me.

I m a state govt employee from 13-2-2008 my dob is 18-06-1984 now i m contributing 2300+2300(govt). Plz tell me how much i get on my retirement on 58 years of my 60% share and how much pension will i get? And what it equal to todays pension? With thanks. Manpreet singh

Dear Sir,

Please inform me the Bank charges of every transaction in NPS.

Dear Sir,

I have three questions regarding NPS as follows:

1. Can rate of return be same in both Tier 1 and Tier 2 Account?
2. Will 80C benefit avaialble if I contributing in Tier 2 Account?
3. I am already covered in Provident Fund Scheme, So whether I am eligible for Swavlamban Yogana under NPS i.g. Central Government will contribute in My account of Rs.1000/- subject to my Contributions together both in T – 1 & T – 2 Account.

Dear Sir,

I heard from one of the agent of Bajaj Capital that Central Government has stopped Rs.1000 contributions to NPS account Holder from this year, Whether this is correct or not?

i have forgot my User ID and Password ,how i can take from

sir I appointed in 2007 may,now 2000rs is deducted from my salary for nps scheme.I am tier-I schemer weather tier-I or tier-II is beneficial.how much I will get(60% of lum sum amount) at the time of retirement,& how much is pension amount for me for month.

Dear Sir,
My PRAN No is 110081125040. I am retiring on 2032Please let me know how can I get my pension and other benefits after retirement.

HR Koundal

Hello Sir,

Recently i have join Central Govt. job. they activate my PRAN account. from when they will start deducting money from my salary. & how much?
right now i am working as temporary employee so that plan will change in case after permanent.
that amount will deduct from salary or extra amount added to salary & then they will deduct kindly explain me

Swapnali Bhandare

Dear Sir,
I am a Central Govt. employee & subscriber of NPS. My PRAN No. is 110080646961.My CPF contribution started from Oct’09 @ Rs. 889/-per month @ gradually increased DA twice in a year and annual increment every year. Govt. also contribute the same as mentioned above (DA & Increment). Now let me know how much I will get the pension after retirement if 100% annuity purchased by me.

Dear Sir,
I am a Central Govt. employee & subscriber of NPS. My PRAN No. is 110080646961 & My date of Birth is 05.01.1964. My CPF contribution started from Oct’09 @ 889/- per month and gradually increased twice in a year when DA is incresed and once in a year when annual increment is increased. Govt. also contributed the same (DA & Increment). Now let me know how much I will get the pension after retirement.

hey hemant. I am a govt employee, paying 3579 rs in nps since april 2012, i am going to retire in feb 2046. Will u tell ,hw much pension i got,if i choos 15 yr annuity or if life annuity. No withdrawl of money shoud done. Thanking you

hey
1) i joined nps in apr 2011 and am retiring in 2033 my monthly contribution is 10000 , and might get 7th and 8th pay revisions , how much will i draw at superannuation . will i get whole amount or only 60% , and what about rest 40% and or how much pension
2) and for how long after my retirement
3) is there any calculaor
thanks

what is the procedure for tier 2 and when can be this started , is some interest given upon that .
after retirement how will be money withdrawn

hello sir,
I am a centl govt employee and I have recd investment statement through cra as well as my ddo. but i have not received my original pran card from cra. How can i get my pran card and to whom i conduct to get my pran card kindly reply me sir.

Hemant Sir,
I am Government employee I received PRAN number & PRAN card…Now I am moving to other Central Government Department not in proper channel . now I m resigning from my present state govt. job Now my query is 1) Can I withdraw the amount contributed to NPS in my first job??
2) Can I continue with the old PRAN number or I have to take new PRAN in the second department?? ( I havent applied through Proper channel)
3) and If i continue the old PRAN No. will my new employer will be able to know that I was working in Govt. sector before?
4) Do I face any problem in future If I continue with the PRAN number received in first department??

how can apply your pension yojna. you send me my web site

Sir,
I am working in a Private Firm. I would like to open an NPS Account for my mother who is now in her old ages. She is 52 Years Now. In this age, Is it better to open an NPS Account? Can I open an account an NPS Account with my Bank Account in her name since she dont have a Bank Account. No Information listed in any of the sites about this query. Is there any other investment plans other than NPS for her. I can put a maximum of 1500 per month for her retirement. Kindly awaiting your reply.

Dear sir,
How can I change my Present address & Contact No. as i am a PRAN holder of Tier I ?

Hemant Sir,
I am Government employee I received PRAN number & PRAN card…Now I am going to resign my job. Now my query is 1) Can I withdraw the amount contributed to NPS in my first job??
2) Can I continue with the old PRAN number.
3) Do I face any problem in future??

sir i want to know that i have a pran no. so i want to continue my another service with this pran no. so what is the process can i do… please tell me hemant sir…

i am deposited of 6000.00 Rs per year.than after 10 year how many amount will
received me

sir i want to know that i have a pran no. so i want to continue my another service with this pran no. so what is the process can i do… please tell me hemant sir…

Reply

.

Sir,
plse let me know, how can i get the amount after the retirement ?

Hello Sir
I started investing in NPS in Aug. 2011 and opted for ECS to contribute Rs. 3000 /quarter. Since Aug. 2011 there have been no deduction from my account. Pls. advise how can i get it regularised?

Hello Sir,

I am central govt. employee contributing 1483 +1483 (govt and own) as per NPS Tier-I scheme since Jun 2007. my retirement date is Apr 2041. As it is a long term game of investment, I am interested to invest 15% of amount in equity of total contribution. Sir please let met know the exact procedure to invest the amount, because nobody knows the procedure and the form filled by my POS is by default in 100% debt scheme(SBI, UTI and LIC pension) . Should I directly write to NSDL or should go through proper channel (my POS). please sent me form to email (if any).

Thanx in advance

Sir, My Pran No. is 110090891363. I Can not Subscribe My OnLine Account. And I Can Not Received Yearly Statement After Service. SO I Request that u tell me how i can received my passward and statement.

sir i was working under goi recently i resighned from my job ..waiting my new appointment in central govt.. around 1500/- cutting have done in nps ..how i can transfer it. …around 4 month there will be no transaction in this account.
kindly tell me about how can i tranfer in other job.

Dear Sir, I Mrs Sujata Handa PRT(Morning Shift) of KV No 2,APS,Gurgaon Road,Delhi Cantt 110010 applied my PRAN erroneously twice as first was delayed.My PRAN Numbers are 11005172484 & 110001906307 respectively.I would like to know which PRAN No is in force and what is the latest balance in my account.It is also requested that non effective account may please be cancelled and fresh user ID,I-PIN & T-PIN may be allotted and forwarded to me at my school add or to the residence. 1E/4,New Willingdon Camp,Race Course,New Delhi 110003 Mob 9971919789
With Warm Regards

sir i am a central govt employee,my date of berth is 07/01/1978. upto sept2012
rs241498 contributed in nps acount.now contribution in nps is 2586+2586. how
many amount i will found at retiremet if total amont withdrawl. if 60% withdrawl then how many pension per month i will got
thanking you sir
rajendra prasad yadav
pran no. 110090220002

Dear sir,
I m a mp. Govt. Employee my pran no 110091759407 inthat accont only sep & octo.,dec.2011 contribution added by govt .besides my salary deducted per month by treasury nov.2011 contribution not showing what’s the reason …….behind .nobody telling clearly ……pop sp &dto .at should I do sir ……..also tell me I opened or invested per month for anher account in a private account invest for a fixed amount for a long term .how can I do plz plz plz. Suggest me sir

Dear can I open persional account & given contribution self .in a fix. Amount for a long term plz sugges me process .

HI SIR I WANT TO KNOW ABOUT THE NPS STATEMNT AND HOW TO TAKE THE STATEMNT IN NPS

My brother joined in Central Government Service as a post office clerk in the year 2010; Later he cleared SSC exam and got selection in Central Excise & Customs. In his previous department he was allotted PRAN number by NSDL. As he thought it would be difficult to get NOC he had not intimated about his appearance in SSC exam. Now he also not disclosed the fact that he was a central government employee to his newly joined department as he does not have a NOC. Whether his new department will trace the fact while allotment of PRAN number? If yes, what should be done in this regard? Please advice.

Hello Sir,
My question is , presently I am doing State govt job under old pesion scheme, now if i shift to central govt job can i get the benefits of old pension scheme. (in our state old pesion scheme is upto 2010)

Dear Sir my D.O.B is 14-10-1978 i am intrested to take the policy i wanna know about cont. Person. My area is East Delhi.

Pls mail me the detail .

Sir,
I am central Govt. Employee, earlier i was working with Allahabad Bank where my NPS account was opened and my deductions started from April 2012, Now deductions also being continued here in Ministry of Ext. Affairs, But none of my contribution been reflecting in PRAN.
who should I contact?

my tier-II account has not opened please provide instruction to open the same

SoHello Sur
My question is that
my joining date is 4-1-2011
My NPS deduction january2011. Ki pay me se. Ya
february 2011 me se hoga

My account 110071173582 has frozen. I want to get unfreeze but computer in PO does not accept. Why so? Please provide solution immediately.

i am a govt. employee contributing rs 1926/- + 1926 [govt] controbution per month to nps , my age is 27 yrs how much pension i will get on retirement if i don’t withdraw anything on retirment , how much i will get if i withdraw 60% if amount on retirement

I am a class I central govt. employee and my I contribute towards NPS as per existing norms. I want to know that if I quit the service and join a private company and want to discontinue the contribution (as anyone can contribute), then what would be the fate of my accumulated NPS contribution? Can I withdraw it immediately?

My PRAN card number is 110082702806 been allotted on 31-10-12 but not received the kit, As per my approval authority it is because of some corrections required in my application form with respect of bank details hence request you to send me those details so that I can fill it up and update to you. It is very much required by me , the pay fixation date is very near so that I can submit the details to the concerned in time. Hope you will do the needful. Thanking you.

Sir, I want to change my contact number, my old mobile was los. how to chnage

it’s very good for the all of.Two days back we receiced your NPS applications in you department. All of staff fill the applications.

dear sir,
i was working in a govt job where i had pran number issued.then i got an opportunity in an higher scale psu job.but i didnt apply through proper channel as i knew that i will not get noc.now i am selected in the other job. all formalities are done. will this pran number generated again in my other job.as i dont want to tell about my previous job at my new work place.please help. i am in a big trouble as i have already resigned from my previous job

i lost my pran kit with out knowing my pran number. pls tell what to do

sir
my pran no is 110011410575. i tried to check my a/c online and unfortunately my i-pin no is locked. pls tell what to do.

Dear Sir,
I have joined central govt service on jan 2012. I will attain 60 on 2036. I am contributing Rs 3000/ month. Kindly tell me how much amount I will get when I will retire and also what will be my monthly pension.
Thanking you in anticipation.
Regards
Anjana

sir
my pran id is 110090911739. i trying to know my a/c details,unfortunately my i pin no is blocked. plz help me to solve the problem.

Please sent me procedure of calculation in regarding of NPS in Tier-1.What will be the
approximate value of pension after retairment if person entered in the Govt service in the age of 30 yr and in a monthly contribution of Rs.2500/- ?

Hi Hemant,

I appreciate the kind of knowledge on NPS you are sharing with us.

I am at the age of 35 and currently working with an IT company, I want to invest Rs 1500 p.m in NPS for next 15 years.

let me know the option for Tier-I and Tier-II and also the maturity amount.

Regards,
Kabir.

Hi
can any one clarify my doubt please
i don”t know when i register for NPS in Tier-1,i don’t have any information like PRAN NUMBER and Password and secrete qn, but i am recieving mail every month to mail like this
Units with NAV of 02/07/2012 have been credited for Tier 1 in your PRAN XX7748 against Rs. 3136.0
for APR-2012 on 02/07/2012.
what it is this and how can i get details of my account presently i am working IBM as Research analyst in Hyderabad

Sir my Tier I account is been activated. What should be done in order to activate Tier II account also so that I can withdraw money.

Also i have been into Govt Sector since May 2010 and so far only my PRAN No has been allotted and till now i have not received my PPAN no. Is it a serious issue or it is generally being allotted late to all .

Plz
Thanks and Regards

Hello Hemant
I was just going through your blog and I have a query if you please..
My friend’s spouse expired and her NPS corpus is received by my friend recently.
I want to know whether this amount will be taxable?
Can he get a clarification for this in a document format so that it can be presented to his present employer for further action.
Regards

i am a pvt ltd employee my EPF is 450 p.m & same given by employer . so what i will get after 60 years attening. and i want to deposit for a Rs. 1000 p.m. under NPS and what i will get after 60 years under NPS

I am a house wife i took my pran card on 27/8/11 still i hav not got my pass word plz snd it soon as fst as u can n if we go to the post office they r nt replying so, plz send the password n my account no. is 111001716550.

My PRAN account is not accessible through my 4-digit pin code. I want to change my pin code. What is the procedure for this? Plz explain

Thanx wid regards.

I am a state govt. employee and posted on deputation in centrally sponsored scheme agency DRDA. In this office the DDO does not deal in any transactions with treasury. So, the DDO is not registered in treasury and thus has no DDO Code. My contribution form salary for NPS and Govt’s share have been sent o treasury officer but they are asking for DDO Code. Some employee in treasury is of opinion of presenting DRDA as treasury in nsdl and registration of DDO of DRDA as DTO. Plz explain the proper procedure about the DDO code of DDOs of corporations and autonomous bodies for employees under NPS deputed there and also that how DRDAs of othe states are dealing in this regard.

Plz reply.

sir’ mera pran number ka transaction 5 times wrong pin dalne se locked ho gayee hai. kripya new pin paane ka kya tarika hai aap bataaye kyoki yahan jo karmchari wo kehte hai ki mera khud ka lock ho gaya hai . new pin paane ka koi tarika hai nahi. aisa to nahi ho sakta. koi to tarika hoga.

Sir,My pran no. is 111000186828.I tried to check my a/c online but unfortunatly my I-pin no. is locked. plese tell me what to do.

sir i am a central govt employee,my date of berth is 20/10/1993. I AM A CENTRAL GOVT employee since jan 20 ,2012.
if 60% withdrawl then how many pension per month i will get
thanking you si
sayan mukherjee
pran no. 11022174463

Sir, My pran no. is 110091350789 , but it is not update. My contribution is upto DEC 2012 but it reflects upto JULY 2011 in my account. IN griv. colom. , it does not reflect against CRA/PAO. Please tell me how it can be solved.
Thanking you.

sir
Tell me how to get the final payment (in case of death) under NPS

Thank’s H. Beniwal for ur kind information about NPS.

hi

I am 45 years old can i take up NPS scheme. will it be beneficial.I have read all the comments where u suggested to take up investment in mutual fund SIP if u r nearing your retirement. pl suggest if i wish to pay 2000 per month what amt will i get as pension at the age of 60.

after having a gov job as a medical officer now i am doing P.G. in medicine in rajasthan. during that on the behalf of study leave i am working on half salary.according to nps what will be the deduction whereas my basic pay as a medical officer was 24350 and DA 65 % & HRA 10%. according to NPS during study i want to know the amount of deduction

Sir, I had joined Delhi Government as LDC in Oct. 2008. and voluntarily resigned from my services on 30/04/2012. Prescribed amount i.e. 10% of basic + D.A is deducting continue from my salary for that period. Please guide me how can i withdraw my amount from NPS.

kamal kumar

sir i had not recd my pin no. of pran card.so pse kindly guide me how to get the details of pran account and how to get pran pin no.

I am a govt.employ .date of birth 05/02/1977. retirment 1937. nps contribution is2040+2040.how much amount i willbe receive on retirement.

I am a small business man ( 41 years ), my approximate yearly income is 5lac. I want to know

1. Whether I am eligible to join NPS.
2. Whether I will get 1000 per month from govt as well.
3. Whether I will get income tax benefits, if any other than 80C Rs.1lac cap.
4. Please also inform how much amount should be contributed to NPS per month considering my present age and income.

sir
I want my total deposit money who deduct @10%every month. pse info about it.

my pran no 111 000 66 1541 iam central govt employee employee/employer contribution is deposited i entered into scheme in the year 2004 if i take resignation how much amount i get as pension monthly if i go for 80%annuity or 100% annuity give me the clear detail separately please

@umesh nambam

go to ur nearer pop-sp.

@ umesh nambam

You can submit the grievance in a prescribed format to presense service provider.who would forward it to Central recordkeeping agency.you will have to mention your PRAN as the means of authentication.after submission ur form u will get the token number through email from the POP-SP upon presentation of the acknowledgement receipt.

@ umesh nambam

You can submit the grievance in a prescribed format to presense service provider.who would forward it to Central recordkeeping agency.you will have to mention your PRAN as the means of authentication.after submission ur form u will get the token number through email from the POP-SP upon presentation of the acknowledgement receipt.

@ unni
1.yes u r eligible to joi nps.all indian citizens between the age of 18 to 60 can join nps.
2.no u will not get any contribution from govt.bcoz u r not a govt employee
3.no.u can not get exemption other than 80c.rs. 1lac cap.
4.minimum amount of per contribution is Rs.500

@rajnish kumar

you can exit the system before attaining the age of 60 years provided you annuitize at least 80% of your pension corpus.bt u can not get ur total depoit money.

@ bhag chand meena

plz mention ur joining date

@ satinder singh

in the event of death the balance standing to the subscriber’s account can be transferred into the nominee’s account after following regular KYC procedure.

@ S J sharma

You can contact the CRA call centre at toll free telephone number 1-800-
222080 and register the grievance. You will have to authenticate yourself
through the use of T-pin allotted to you at the time of opening a Permanent
Retirement Account under the NPS. On successful registration of your
grievance, a token number will be allotted by the Customer Care representative
for any future reference.
or
You can register the grievance at the website http://www.cra-nsdl.co.in with the
use of the I-pin allotted to you at the time of opening a Permanent Retirement
Account. On successful registration, a token number will be displayed on the
screen.

@ subhash kumar

You can contact the CRA call centre at toll free telephone number 1-800-
222080 and register the grievance. You will have to authenticate yourself
through the use of T-pin allotted to you at the time of opening a Permanent
Retirement Account under the NPS.

@ sachin
aap central recordkeeping agency ke toll free telephone number 1-800-222080 par call karke apni shikayat submit karwa sakte hai.iske liye aapko apne T-pin jo aapko permanent retirement account open karwate time mila tha uska use karna hoga.

dear.sir
please tel me what are the process to continue the all rerady issue PRAN no.if i resigned from one job and joined to another job

Sir,
I sathish kumar working in bhel before joining bhel I was wored as a cknstable in cisf from 02.09.2006 on that time my pran no is 110010019691 after getting technical resignation from cisf I joined as a sub inspector in crpf on the time of joining I gave an application for continuation of same pran no but they did not take any steps till now they cannot merge the issue a new ppan no 2010102390308255 sir now I change my sector from organised to unorganised (sbi)
Now I requested you tell how to merge the pran amount please reply me .
If there is any forum send it

Dear Sir,

I am working in Ministry of Defence from 2005 onwards. I am covered under NPS scheme. Can I withdraw amount from my fund? If yes, than how much and at what percentage?

sir,
the date of birth in my PRAN card is incorrect which is going to be a problem in future. Therefore i kindly request you to suggest the right way to correct it.

sir
i want to know that any existing employee already enrolled in GPF can opt for NPS. kindly provide me which is better and switching over benefits. how much govt contribution will be added and from which year it will start.

thanks

anand

Dear sir

My account is frozen for insufficient funds. But i paid in my tier 1 6000 for 2011-12
this year i paid till now 4000. I want to know the details of my account. Kindly
unlock my account and let me know the details. My pran no is 110031187291

my account is locked and I have forgeted my password . tell me how I can reopen my account

I joined this scheme on 05/01/2004,and got retired from my service’s after attening age of 60 year on 30/11/2011.I have served 8 year in NPS,after joining as re-employed.My last office address is CWE,Jammu,under Northern Command.Till date I haven’t received any dues from my contribution in NPS .

It is a good site and very helpful for all who wants to know more about NPS

MY USER-ID IS 110021412852. I have forgot my password & Secret Question & my account has been locked. Kindly provide guidance how to access my account and get new password.

Sir,
In the event of death of a state govt. employee of J&K state who is subscribing towards new pension scheme, what is the procedure for a DDO to be adopted and the authority to be approached for NPS benefits for next of kin of the deceased.

Thanks.

Iam a private sector(bank) employee. I have resigned from my job on nov-2012. my nps account type is tire-1. Can i withdraw any amount from my account before attaining the age of 60 years. If yes, what is the % of amount that i can withdraw now? and what is the procedure?

Sir, My DDO has deducted the amount from my salary and by mistake he has deposited it in others account.
How can i get my money transferred to my account.
Tell me whether 10% contribution of govt. is also comes under taxable income?

I AM GOVT EMPLOY, I HAVE A QUESTION , HOW MANY MONEY REFUND AFTER MY RETIREMENT IN PERCENTAGE

hi sir, can i transfer amount from tier 2 to tier 1 account, if i activate tier 2 account, in future. if it could be, how the amount is adjusted in tier 2 account.

Sir,
I have join central government last year and according to rule i have also received my PRAN card and its other password and etc. things. But unfotunattly I lose my all password and other things related my PRAN beside My PRAN card.
How can see my contribution in tier 1 and can my password reissue me..
what’s process in this matter is applied..
sir plz help me….

sir,
i am contributing some amount of appx.1500/- to dcps since december-2005 . i would like to know is there is any option of part withdrawal as in gpf subscription like govt. employees are doing who enlisted before january – 2004. after doing 20 years of service how much amount i get

I am Govt employee i received pan kit with mistake in my name my full name is
GODALA UPENDAR REDDY BUT it was printed as GOPALA UPENDAR REDDY
The Mistake is ” P” IN MY SURNAME Correct letter is ” D ”
i want to know how to corrct my name

2 My I-PIn date expired it will asking new password
3 please explain password after entering 12 digit no
4 How to proceed to see the statement detail

nps system is good but collect statement is getting difficuty this big is nps is also has facility statement in printed paper because all employess do not has i.t

sir,
I ashwani kumar working in Railway protection force before joining RPF I was wored as a constable in RPSF from 2004 on that time my NPS no is2005500300200187 after getting technical resignation from RPSF I joined as a sub inspector in RPF on the time of joining I gave an application for continuation of same pran no but they did not take any steps,and they issued a new pran no 2010500100200189
Now I requested you tell how to merge the old pran amountin new pran account please reply me . I wish to merge my earliar account to current (new account) .
please help me what’s process in this matter is applied..

I am serving in BSF with new pension schem. If I join private sector can I please maintain the issued PRAN for mysef contribution

Have any changes been made in the New Pension Scheme.
Will the changes be effected after DTC is implemented

has the new pension scheme undergone any changes

How will the introduction of DTC effect this scheme

sir,
my dob is 31/05/1986. i am a central govt employee and my basic pay is 8790+2400. my contribution to dcps-1925. how much amount i receive on my retirement .

sir,
I am government employe. My contributiin is Rs 3000 per month. My dob is 29/05/1972. My service period is 2009 to 2032. How much amount i shall received on my retirement.

sir i am in it department my monthly nps rs. 3200 and i will retire in aug.2041. how much money i get my retirement

Sir,

I worked at CDA Secunderabad from 13.12.2010 to 14.05.2012. The department had allotted specific PRAN No 110051272890. I resigned from there due to personal reson. Now I have joined Customs and Central Excise department Jaipur, Rajasthan on 17.01.2013. In this regard my query is that whether my PRAN No. 110051272890 will remain the same or new PRAN No. should be allotted. If new PRAN no is allotted, whether the balance of old PRAN No. will be transfered to the New PRAN and what will be the procedure?

You are requested to the reply the query at the earliest.
Thanking you,

Yours faithfully,
Arvind Sain

Sir, I am now a central govt. employee. Recently I have seen an advertisement in newspaper for higher post in another central govt. office. I can not forward my application Through Proper Channel as my present office does not allow me. But I can apply for this job as an outsider because my qualification & other requirements fulfill for this post. In case, if I may get appointment/selected , then I have to resign the present office. While resigning , my NPS account will be deactivated. But at the same time, when I shall join my new office, then can be any problem to login a new account for myself in NPS in that office? Because I have hidden that I am a central govt. employee & informed them that I am unemployed.

How to apply for withdrawal of amount under NPS due to untimely death of the subscriber, also provide withdrawal form and formalities required for the same.

Thanks

I am 76 years old. My son was a state government servant. He died. Do I have any right to get his pension benefits?

sir i am gov.employee my date of birth is 23.04.1984 & my service joining date 01.07.2011, i want to know that what is the NPS and what process for joining and after retirement all the 100% accumulated amt that i can withdraw together or not or before retirement any rules that i can withdrawl money in running service pls sir inform me this information with full detail’s.

if i invest Rs 1000/- monthly after my retirement what amount withdrwa, pls inform me sir.

Dear Sir,
I have been working with a nationalised bank for last 7 mnths,,,,,,and i left the job last week…My pran is not yet created.
Will i get my contribution back as it cant be shifted to a new place where i work as the pran not been created.
Kindly Suggest and if possible tell me the form no. through which i can get my contribution back.
Thanks in advance.

Dear sir
Appreciate your works above
I had applied for NPS but by mistake initially i deposited 500 for opening tier 1 account. Can you please suggest that in future can i increase the amount.

Regards

DEAR-SIR, I AM A JHARKHAND GOVT.TEACHER AND I WAS JOINED 2000. I WANT MORE INVESTMENT. MY RETIREMENT LEFT 22 YERS.SUGGEST WHICH INVEST IS BEST FOR ME. THANKS.PARTHSARTHI,DEOGHAR,JHARKHAND.

sir,
what is the procedure to close the pran and how we can withdraw money which invested through nps . tell me in detail.

Sir,
I am a govt employee date of appointment is 22/2/2013 ,date of retirement is 21/2/2036 contribution of nps is 1600 per month that time.How much pension i will get on retirement ( per month) or at a time

Dear Sir,
I worked for Bank of Baroda as Customer relationship associate and now want to switch to SBI as clerk .I have not informed SBI of my previous employment where i was subjected to NPS. Though i have all my release letters. I want to join SBI without mentioning about previous employee details is it possible to do that, as i am already subjected to NPS. I am joining at a lower profile due to some family and personal reasons. Please Help if you feel appropriate.

Sir, I want to know how to check my balance using my PRAN number. please inform in details.
Thanking You.

jitu

Hi Hemant & Team,

First of all i appreciate your dedication to solve user’s query. I was going through many articles about Pension plan schemes and found this to be better. I have tried to compare NPS/LIC Jeevan Nidhi/SIP plans offered by various companies/ULIP’s and found this to be very good investment option. But i have few doubts, can you try to clear them?
1. My age is 27 and i would like to open NPS account. I need suggestion – how much should i invest per month to earn pension of around Rs. 25000 per month after i attain age of 60?
2. We don’t know best annuity agency where we should invest as of now. How can we keep an eye on best agency (PFM) to invest for annuity in future?

Please Reply

Regards,
Ajay

Thanks for giving for Information.Can I increase my contribution in future ,like this year my contribution is 2000 monthly ,so can I contribute 3000 monthly from next year….

Dear Sir, My age is 28 years at this time. My contribution towards the nps is 3274/- p.m. + 3274/- (Govt. Contribution). At supperannuation in the year of 2045, what will be total accumulation of my pension fund and How much money would I receive as 60% at my total contribution.
And what will be my approximate pension amount if I invest rest 40% for 15 years.

Sir,
please detailed clarification & methods to be carried out for the employees other who are not drawing salaries the Treasury systems (Office of the Executive Engineer, RWSS.Division,At/Po/Dist.Nabarangpur, Odisha. Contact.Mob.No. 09438200000

Sir,
i m a central govt. employ since jan. 2000. after retirement i got pension. but i want open a nps account. can i open NPS account.

One of our employee under NPS has retired on 31.08.2013. let me know the procedure of applying for getting NPS contribution for that employee. his total contribution till his retirement is Rs.1,87,457.00

Dear sir,
I am a Primary Teacher in UP from 2009 but there is no pension scheme for us. Can I open a NPS account. In future if Govt starts pension scheme then could I be eligible to continue my NPS.

sir, main indian railway me hu, mera PRAN NO. 110091638988 hai, mere father ka original name BHUWANESHWAR PRASAD hai, but pran card me father ka name ATNMA PRASAD KUSHWAHA print hai, jo wrong hai. mujhe mere father ka name sudharwakar naya card issue karwana hai. so please mujhe batayiye ki mai kya karun.my cont.no. 9407958966 please contact me.

My Contribution is started with Govt. contribution under CPP A/c since May 2007 my joining .My PRAN No alloteted on 27.3.2010.Since April 2010 my contribution(10% of Pay+Grade Pay+DA) was going under my PRAN No upto Dec(partially) 2010.By mistake my office again cotribute only my contribution without adding Govt. contribution under CPP A/c. since Dec(partially) to June 2013. Again started both contribution under PRAN No from July 2013.My question is that now how it will be regularised because CRA shows only deposit amount since April 2010 to December 2010.

sir i am posted as Welfare Administrator and i lose my PRAN card and Applying for duplicate card as per procedure. My PPRAN No. is 110050001124 and now i am found a grivence no which is 1190382587. i want know what is my application status and whean i get my duplicate card. S.K.Pandey WA (LWO) Jabalpur rigion
my A/c No. is 2007103046100011.

Sir, I am an ex LDC from Ordnance factory, Dum Dum, Kolkata 700028. Joined 15 July 2005 and resigned ( on personal ground ) on 20 July 2010. My PRAN No. is 110030375668. Several times I requested refund of my contribution but could not find any solution yet. I applied to General Manager, Ordnance Factory, Dum Dum, Kolkata-700028 for refund the contributed amount with interest till date I have not received any response even after three years. Kindly inform how I can get refund of the contributed amount with interest. My contact No. 09635500000.

dear sir,
tell me in detail how to get contributed money after retirement . and tell me what is the percentage will i get on retirement from current job. lot of my friends retired from their central govt job and waiting for more than three years and didnt received single paisa . tell me in details about procedure

hi sir, my self dr.navin kumar , i am a state govt medical officer employee of govt. of jharkhand since march 2010. my nps contribution was made regularily with monthly payment & it was around rs 3000 of my contribution and rs 3000 of state govt contribution per month. i have my pran card with me but i have lost my i-pin no . now for last 18 months my contribution has not been made as i am in bhubaneshwar, orissa for my higher education and not getting any payment except of stipened of rs 20000/- per month. i have applied for my education leave to the state govt. now what should i do and how can i access my pran account. should i make any contribution to my pran account , if yes how can i make that and how much money i should deposite annually . kindly help me out with some solution for these problems. please male me on my mail id. thanks..