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Financial Planning

10 Myths that skew Retirement planning

10 Myths About Retirement planning Retirement planning has gained prime importance largely due to changes in the lifestyle of people, an increase in life expectancy,...

FD Sweep-In Facility: The 15-Minute Move That Earns You More on Idle Cash

Most people keep emergency funds and idle cash in savings accounts earning 3%. A 15-minute setup could earn them 7% with the same liquidity. Here is everything you need to know about the FD Sweep-In facility - including updated 2026 interest rates.

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Mutual Funds

SWP Is Not a Retirement Strategy — It’s Just a Tool. Here’s What Actually Works.

SWP is a tool, not a retirement strategy. The real strategies — Bucket Strategy, Guardrails, Dynamic Glide Path — protect against sequence risk, adjust to markets, and beat inflation for 30 years. The definitive guide.
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Retirement Planning

New Gratuity Rules 2026: How the 50% Wage Rule Changes Your Payout (With Calculator)

New gratuity rules 2026: The 50% wage rule under India's Code on Social Security means gratuity payouts increase 40–70% for many private employees. Fixed-term employees now qualify after 1 year. Full calculator, before-after examples, and what to do with your payout.

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