Best Personal Finance Blog in India - The Financial Literates

LATEST ARTICLES

Insurance Planning

ULIP vs Mutual Fund + Term Insurance: The Updated 2026 Comparison

Hemant Beniwal - November 9, 201758

Investor Psycology

Hindsight Bias: Why Every Investor “Knew It Was Coming” (And Why That Is a Problem)

Hemant Beniwal - November 2, 201729

Investment Planning

Low Risk High Return Investment: Why It Does Not Exist and What to Do Instead

Hemant Beniwal - October 27, 201760

Investor Psycology

Does Loss Aversion Affect My Finances? Two Nobel Laureates Say Yes

Hemant Beniwal - October 11, 20176

Mutual Fund

Equal Weight vs Market-Cap Index Funds: What Indian Investors Need to Know

Hemant Beniwal - October 2, 201723

Financial Planning

The Planning Fallacy: Why Your Financial Plan Is Probably Too Optimistic

Hemant Beniwal - September 22, 20175

Financial Planning

Where is Your Post Retirement Plan? The Bitter Truth Behind One Number

Hemant Beniwal - September 7, 201710

Family Finances

Medium Maximisation: Why More Money Isn’t Making You Happier

Hemant Beniwal - August 24, 20176

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Infographics

Gold Monetization Scheme: Make Your Idle Gold Earn Interest

April 23, 2026

10 Commandments of Investing: Timeless Principles for Long-Term Wealth

April 23, 2026

It’s a bull run when… [infographics]

March 17, 2026

Financial Planning Infographics: The Rubik’s Cube of Your Financial Life

April 23, 2026

Infographics

Gold Monetization Scheme: Make Your Idle Gold Earn Interest

10 Commandments of Investing: Timeless Principles for Long-Term Wealth

It’s a bull run when… [infographics]

Financial Planning Infographics: The Rubik’s Cube of Your Financial Life

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Afraid to Spend in Retirement? You’re Not Alone.

Zero Equity Is Also a Risk in Retirement. It Just Doesn’t Show Up on Day One.

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Afraid to Spend in Retirement? You’re Not Alone.

Zero Equity Is Also a Risk in Retirement. It Just Doesn’t Show Up on Day One.

SWP Is Not a Retirement Strategy — It’s Just a Tool. Here’s What Actually Works.

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