Reliance SIP Insure is dead. But the idea lives on in HDFC SIP Insurance, Mirae Asset SIP Plus, and others. The same structural problem - exit load trap, declining cover, fund-lock - is being sold with new names. Here is why SIP-with-free-insurance is never free, with the Rs math most investors never see.
Everyone asks for the best mutual fund for SIP. After 25 years of advising, here's why that question has no useful answer — and what process actually works for selecting retirement SIP funds in 2026.