Yearly Archives: 2011

SIP with Free Life Insurance: Why It Was a Bad Idea in 2011 and Still Is in 2026

Reliance SIP Insure is dead. But the idea lives on in HDFC SIP Insurance, Mirae Asset SIP Plus, and others. The same structural problem - exit load trap, declining cover, fund-lock - is being sold with new names. Here is why SIP-with-free-insurance is never free, with the Rs math most investors never see.

SBI Gold Fund Review – Think before you Invest

Should I call it a side effect of higher gold price that SBI Mutual Fund is launching SBI Gold Fund? And, SIDE EFFECTs are...

Ask Readers: Let’s Advice President Pratibha Patil on her Investments

Recently President Pratibha Patil made her assets & investments public – same on the lines of prime minister & few other ministers in recent...

Understanding the difference between Income and Wealth

Have you ever wondered why your salary is called income and not wealth and if you are a businessman, then your profit is called...

Everything that you want to know about ETFs (Exchange Traded Funds)

ETF as an investment concept has failed in India. The introductory stride has been lost. Even with 10 years of existence in Indian markets they...

Best Mutual Fund for SIP in India (2026): Why That Question Has No Right Answer

Everyone asks for the best mutual fund for SIP. After 25 years of advising, here's why that question has no useful answer — and what process actually works for selecting retirement SIP funds in 2026.

Short Movie: Saving is not enough, invest your money

"To save must be a habit of childhood, but to invest must be the habit of adulthood" One survey conducted in the Indian urban...

Budget for your savings and not spending!

Warren Buffet said, that we should not save what is left after spending but spend what is left after savings. And these words come...

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