LIC Samridhi Plus (Plan 804) was a ULIP discontinued in 2011. The "Guaranteed Highest NAV" was a gimmick — charges ate 4-6% yearly. If you still hold it, here is how to evaluate whether to surrender, make paid-up, or hold.
Reliance Gold Savings Fund is now Nippon India Gold Savings Fund. Updated 2026 review: current expense ratios, Budget 2024 tax treatment, gold ETF vs gold FoF comparison, and what percentage of a retirement portfolio should be in gold.