Yearly Archives: 2011

Ask Readers: Can you Share LIC Samridhi Plus Review

This week we wrote review on LIC Samridhi Plus. The response was very good from the readers. It seems, TFL readers are getting smart...

LIC Samridhi Plus Review – Don’t Invest (Plan Now Discontinued)

LIC Samridhi Plus (Plan 804) was a ULIP discontinued in 2011. The "Guaranteed Highest NAV" was a gimmick — charges ate 4-6% yearly. If you still hold it, here is how to evaluate whether to surrender, make paid-up, or hold.

How a fake Financial Planner Puts his Investor into Trouble

Sometime back when medicine was at its initial stage in India there were many quacks that used their half-baked knowledge to treat people &...

What is Indian Union Budget ?

The news related to budget must have started flowing around you. Budget is now more of a media event rather than an accounting exercise....

Why Fixed Deposit & Debt Returns will always be Negative [With Calculation]

These days you keep hearing that you are getting negative returns on bank Fixed Deposits & other debt instruments. After reading this article you...

Ask Readers: Who Should Invest in Reliance Gold Savings Fund

Recently I wrote on Reliance Gold Savings Fund – should you invest?  I think I invited a storm by writing that. The article received...

We will miss you Mr Bhave

There are hardly, few people who actually have made difference in your life & you would definitely love to remember such people. And if...

Nippon India Gold Savings Fund Review 2026: Is a Gold Fund of Fund Worth It?

Reliance Gold Savings Fund is now Nippon India Gold Savings Fund. Updated 2026 review: current expense ratios, Budget 2024 tax treatment, gold ETF vs gold FoF comparison, and what percentage of a retirement portfolio should be in gold.

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