Yearly Archives: 2014

Turning 30? Here are 10 Financial Mantras to keep in Mind

We often see people making lists of things to do by the time they are 30 or before they reach 40. These lists usually...

8 SMART Ways to Increase Your Credit Score

As you know, a credit score is a statistical number that represents how you have used credit over a period of time. It is...

5 Reasons You Should Not Retire (Even If You Can)

Retirement is not just a financial event — it's a life event. Here are 5 honest reasons why senior executives should think carefully before retiring, even when the corpus is ready.

Review: LIC New Term Plans – Amulya Jeevan II & Anmol Jeevan II

In India we have looked insurance as a tax saving vehicle. That’s why most of our money goes into this instrument in the month...

7 Costly Credit Card Mistakes Almost Everyone Makes

Don’t you see RED in the credit card? Read this story… Rishi just graduated and joined a call centre recently.  He was very excited...

Top 10 Credit Score Myths that need to die

A Credit Score is a report on how you have used credit over a period of time. When you apply for a loan, it...

Aam Aadmi’s Question – Mutual Funds or Direct Equity?

It is now no more a secret that Equity investment for long term is the key to planning your long term goals and beating...

LIC Single Premium Endowment Plan Review: The Real Return Nobody Tells You

LIC Single Premium Endowment Plan (Plan 917) promises insurance plus savings — but delivers a 4.5 to 5.5% IRR and, post-Budget 2023, taxable maturity for premiums above Rs 5 lakh. An honest review of why this product fails and what to do instead.

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