Disclaimer
“Past performance does not guarantee about future outcome”
- Investors/Clients/Prospects Team Member of Ark shall make all efforts to protect the interest of our investors/clients and shall render all possible assistance to our Investors/Clients/Prospects.
- Our financial plan and Assessment based on the information that you provide us and goals that you set for yourself. The results will depend on execution of our recommendations and true up of our assumptions.
- The numbers in the plan are ball park estimates. The actual situation may not be same, depending on the various factors from time to time. We cannot assure you regarding the financial outcome of your investments. This is due to dynamic nature of our economic and tax environment.
- Our financial plan and advice is not a part of any legal or accounting advice. You should discuss this plan with your Lawyer and Chartered Accountant.
- Tax assumptions currently made may undergo a substantial change based on regulatory policies in force from time to time.
- While we have tried our best to be as reasonably accurate as possible,
If the information you have provided is incorrect, the plan’s outcome will reflect that. Please carefully review that the information you have provided to us is good.
- Plan should be reviewed regularly, at least once in a year, and updated with the progress, current status and changes in future requirements.
- Our advice or recommendations are not insured in any manner.
- Errors & Omissions expected (E&OE). We constantly review our processes and have checks and balances in place to avoid such errors.
- Any verbal conversation with your planner is not come in area of advice by your planner. Clients are required to make a written request (Physical or electronic mode) asking for advice. We are responsible to respond to you in writing.
- The Advisory services cannot be extended beyond the expiry of service agreement/ Engagement Agreement. The client should avail all services within the validity of the Agreement.
- Ark shall avoid conflict of interest and make adequate disclosure of their interest and where any conflict of interest arises, shall take reasonable steps to resolve the same in an equitable manner.
- Any material downloaded or otherwise obtained through the use of the website is at the User’s own discretion and risk and the User will be solely responsible for any damage that may occur to the User’s computer systems and data as a result of download of such material.
- Advice provided on the website should not be relied upon for personal and financial decisions and the User should consult an appropriate professional for specific advice tailored to his or her situation.
- Please refer to our Letter of Engagement for more terms and conditions.
Disclosures
- Our company Ark Primary Advisors Private Limited is a SEBI Registered Investment Advisor.
- We use a standard methodology to build your Financial Plan. This generally comprises of using forecasting methods like Present Value, Future Value, Net Present Value, Constant and Increasing Annuity calculations. For life insurance Planning, we base our workings on “Needs based” approach. On client specific situation, we may have to use a different approach.
- Our Mutual Funds recommendations are based on various parameters like their long term performance, risk and return trade off, reputation of the AMC. We use institutional licensed software like Value Express.
- There is no obligation on you to take any product or services through us.
- If you buy any financial product (e.g. Mutual Fund and Online Term Plan etc) through our execution team, execution and distribution department may earn additional fee or commission.
- We use a proprietary model for preparing Financial Plans. We do not share soft copy of these workings with clients. We however, ensure that any technical doubt you may have on our workings is resolved to your satisfaction.
- We reserve the Intellectual Property rights on all reports we present you, including the sample financial plan.
- We may have personally invested in stocks in banks, financial services and insurance segment.
- The Terms of Use is governed by Indian Laws. Any dispute arising between the Parties shall be subject to exclusive jurisdiction of Court(s) at Jaipur, Rajasthan only.
- We do not claim to have expertise in every financial product available in the country.
- The investors are aware of the designated e-mail id ([email protected], or such other designated email id) for lodging their complaints / grievances directly with client care team at our Head Office for speedy redressal.